One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.

Featured Video

The Cost of Procrastination

Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.

Featured Presentation

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

Saving for College 101

Here’s a crash course on saving for college.

Mortgages in Retirement

Explore the benefits and drawbacks to paying off your mortgage prior to retirement with this article.

The Latte Lie and Other Myths

Check out this video to begin separating fact from fiction.

• Articles

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  Having an emergency fund may help alleviate the stress and worry associated with a financial crisis.

  Managing Money as a Couple

  Keys to preparing to grow wealthy together.

  Making a Charitable Contribution

  There are benefits and limitations when you decide to donate stock.

  Data Thieves from Outer Space

  Learn about the dangers of internet fraud with this highly educational and fun “pulp” comic.

  The Half Million Dollar Baby

  The true cost of raising a child may be far more than you expect.

  What If Your Kids Decide Against College?

  Rising college costs prompt students to seek alternatives; 529 account funds can be used for other education options.

  View all articles

• Presentations

  Your Cash Flow Statement

  A presentation about managing money: using it, saving it, and even getting credit.

  View all presentations

• Videos

  Saving for College 101

  Here’s a crash course on saving for college.

  The Latte Lie and Other Myths

  Check out this video to begin separating fact from fiction.

  The Cost of Procrastination

  Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.

  The Power of Compound Interest

  Learn how to harness the power of compound interest for your investments.

  View all videos